Estate planning is like creating a roadmap for your financial legacy. It goes beyond merely distributing assets; it's about ensuring your loved ones are provided for, minimizing the tax burden, and leaving a clear, dispute-free path for your successors. At Kelvin Chong & Associates, we understand the complexities of estate planning. One of the most potent tools we recommend is often overlooked – life insurance. Yes, life insurance isn't just about immediate financial security; it's a vital element of a well-rounded estate plan.

Insurance is a monetary asset meant to cover your expenses in the event of a death, accident, injury, sickness and/or disease. It’s like a cash reserve for unforeseen events. It is ideal for every individual earning an income to consider including insurance in their financial plan. However, before obtaining an insurance plan, it is important to understand that you have two options. You can either buy insurance or self-insure.

Thanks for stopping by our blog. If you’re looking for more information about Kelvin Chong & Associates, you’ve come to the right place.

We’re Kelvin Chong and Amira Mamhikoff, experienced insurance brokers at Kelvin Chong & Associates. I’m the proud owner of the brokerage, and Amira Mamhikoff is a senior associate at my firm.

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