Happy Holidays from Kelvin Chong & Associates. Wishing you one beautiful moment after another throughout this special season and a Happy New Year 2022!

THE UNINSURABLE/HARD TO INSURE MARKET PART 1 OF 3 (LIFE INSURANCE)

With technology and advancements in the life insurance industry, people who were thought of as uninsurable can now procure affordable and comprehensive insurance (life, disability and/or critical illness insurance) that was not available to them just a few years ago.

Insurance is a monetary asset meant to cover your expenses in the event of a death, accident, injury, sickness and/or disease. It’s like a cash reserve for unforeseen events. It is ideal for every individual earning an income to consider including insurance in their financial plan. However, before obtaining an insurance plan, it is important to understand that you have two options. You can either buy insurance or self-insure.

Purchasing life insurance is an important financial decision as it provides you and your family with financial security and protection against unforeseen life events. A life insurance policy can also help you maximize wealth and build tax-sheltered cash accumulation. 

A life insurance advisor or agent is an industry professional specializing in recommending life insurance products and solutions, acting as an intermediary between insurance companies and clients, handling policy renewals, and tracking insurance claims. 

Thanks for stopping by our blog. If you’re looking for more information about Kelvin Chong & Associates, you’ve come to the right place.

We’re Kelvin Chong and Amira Mamhikoff, experienced insurance brokers at Kelvin Chong & Associates. I’m the proud owner of the brokerage, and Amira Mamhikoff is a senior associate at my firm.

I look forward to sharing our story. I hope that you will enjoy getting to know us better.

We are delighted to announce the launch of our new website!

New Website Coming Soon!