Critical Illness Insurance Ottawa, ON

Ottawa Life Insurance Brokers & Agents

Critical Illness Insurance provides a lump-sum tax-free payment to the insured during their lifetime in the event they are diagnosed with a critical medical condition. The main conditions consist of Heart attack, Stroke and Life-threatening Cancer.

  • Choice of Basic coverage (3 conditions) or Enhanced coverage (25 conditions)
  • Available in Term and Permanent coverage
  • Available to adults and children
  • Early detection benefit may be included in certain contracts
  • Additional options can be added, such as Return of Premium

Critical Illness Insurance can be used in the following instances:

  • To help pay for medical expenses
  • To cover debt
  • To replace lost income
  • To protect retirement assets and other savings
  • To fund a buy/sell agreement for business owners

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