My firm originally contacted CFBrokers Inc. in April 2011 regarding an aging term life insurance policy issued by Toronto Mutual on a key management player. Since our original issue of this policy, Unity Life had bought out Toronto Mutual, and then eventually Unity Life was bought out by Foresters. Due to the change of company insurers, we no longer had a local servicing agent to contact with respect to our policy.
Fortunately, Foresters provided contact details for CFBrokers Inc. and we contacted them to discuss the possibility of converting the existing term policy to a level term. Response from Kelvin, the principal at CFBrokers Inc., was quick, friendly, and informative. A detailed analysis of this policy, as well as other life insurance policies of our company, was prepared and discussed with us.
Admittedly, insurance policies, and the industry language of such, can often be totally confusing and difficult to fully comprehend. Kelvin was patient and diligent in ensuring that we understood the ramifications of various insurance coverage options, and over the course of a few months we were able to adjust our insurance needs accordingly.
Recently, due to a series of clerical errors by one of our insurers, we again turned to Kelvin for help to sort out the confusion and over-billing. His office was supportive and efficient in clearing up the mix-up. CFBrokers Inc. continue to do a great job of looking after our company's interests with respect to insurance requirements."Judith Knudsen
KNUDSEN ENGINEERING LTD.
I wanted to take a moment to thank you again for all your help with my financial needs. If it hadn't been for you're insight I wouldn't have the extra monies to see me through my breast cancer. No one can understand how financial worries can weigh heavily on one's mind when trying to recover from surgery and treatment. Now that I have the insurance money from the critical care insurance I can concentrate all my energy on getting better.
Looking back, I know I was hesitant to take out the policy because as most people do, I never thought I would be diagnosed with any life threatening disease let alone breast cancer. I almost forgot that I had taken the insurance out but thank you and god that I did. It had made evreything much easier for me and lifted a worry from my families mind also. It is so often when a person needs to be off work for an extended period of time that we worry about who is going to pay the bills. We end up having to go back to work to meet financial obligations instead of putting all our energy into recovering and fighting the disease.
I am feeling wonderful after surgery and though not looking forward to the radiation and chemo, I am in a much better position to go forth and conquer. I will be a survivor and all your help and advice has certainly eased the journey very much.
Again thank you for your help and for the follow up telephone calls as to my needs and continuing health. It is much appreciated and I have told numerous people you are the one to call about they're insurance needs and so they should. Cancer and other diseases can afflict anyone, as i've come to realise and I am in a much better place thanks to you.
I hope this finds you, your family and you're staff, healthy and happy in this holiday season and the best to you all for the new year,
Sincerely and with thanks,Lou Mullett
Kelvin is a true professional. I have referred numerous clients to him over the years and his warm personality always makes people feel like they count. He consistently offers expert level advice and recommends strategies tailored to their circumstancesMarc Lamontagne
Kelvin Chong & Associates was exceptionally professional and thorough in selecting the right insurance product for my coverage needs. The team determined my needs and helped us every step of the way. I would highly recommend Kelvin & Associates to anyone to get educated on the options and find the coverage for your organization or family.Vik Dhawan
As a young dentist at the beginning of my career, Kelvin's expertise was indispensable in ensuring that I had the necessary coverage in place in the case of unforeseen circumstances. He was able to advise me in every one of my insurance needs; whether it was related to disability and health, business, or life, and everything in between.Dr. Dilpreet Sidhu